IRCTC, in collaboration with leading card partners like SBI Cards, BOB Cards, and HDFC Bank, offers a IRCTC loyalty account scheme for frequent travelers.
This program allows users to earn ‘Travel Points’ when booking tickets through the IRCTC e-ticketing portal. These points can be redeemed for future train ticket bookings.
Earning Points
- Travel Points:
- Earn points on rail ticket bookings through the IRCTC portal.
- Accrue 4% or 10% of the total fare in Travel Points when using the loyalty number and making payments with the loyalty card.
- Partner Points:
- Earn points on purchases of goods and services with the loyalty card.
- Accrual Conditions:
- Travel Points are credited 5 days after the journey date if the ticket is not canceled.
Benefits
- Transaction Charge Waiver: 1% waiver on transaction charges when booking with a co-branded credit card.
- Lounge Access: Free access to lounges at railway stations for cardholders.
- Points Redemption: Use accumulated points to book train tickets on the IRCTC platform.
Linking the Loyalty Card
- Link your IRCTC user ID with your loyalty card once it is registered with IRCTC.
- Ensure the user ID and card profile details match for successful linking.
Points Management
- Points are managed by the bank and are made available for redemption.
- Bank reward points can also be redeemed for ticket bookings.
Conclusion
The IRCTC loyalty scheme, in partnership with major banks, offers significant benefits and savings for frequent travelers by allowing them to earn and redeem points on train bookings and other purchases.
For more details, visit the official IRCTC website.
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